Ditch TheBankOwnYour Money
Switch to Moneda and unlock yield, freedom, and full ownership of your money.
We’re growing fast and hiring carefully. If you’re curious, mission-driven, and ready to shape a new category in global finance, you’ll feel at home here.
You are responsible for reporting any earnings or gains from your Moneda account in accordance with the tax laws of your country. Earnings from stablecoins or other digital assets, such as interest on deposits or any capital gains, may be taxable.
Moneda does not provide tax advice and recommends consulting a tax professional to understand your obligations. You can also export your transaction history from by using your Moneda account address to help with tax reporting.
Yes, Moneda fully complies with the General Data Protection Regulation (GDPR). We are committed to protecting your privacy and ensuring that your personal data is handled securely and in accordance with EU regulations.
This means:
Your privacy is a top priority for us, and we take all necessary steps to comply with GDPR and safeguard your information.
Moneda can be accessed from anywhere except for sanctioned countries.
We are not responsible for ensuring compliance with local laws, so users should verify the regulations in their own country before using Moneda. It’s important to ensure that you are complying with any relevant financial or blockchain regulations in your region.
Moneda is incorporated in Berlin, Germany. We operate under German and European regulations to ensure compliance, transparency, and the highest standards of security and privacy for our users.
Being based in Berlin also means Moneda benefits from Germany’s robust regulatory framework for financial services, which prioritises consumer protection, data privacy, and financial transparency.
Our incorporation in Germany reflects our commitment to operating with the highest standards of integrity and trust in the financial sector.


Switch to Moneda and unlock yield, freedom, and full ownership of your money.