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Join a team that values autonomy, speed, and impact over titles.
The Financial System for a New Generation
Moneda isn’t a bank or a wallet. It is sovereign, intelligent, and borderless: the new standard of Neo Finance. Built on stablecoins, powered by AI, and owned by you.
Reclaim Control
Rebuild Trust
Rethink Money
Moneda exists to challenge the banking status quo, giving people the clarity, control, and earning power they have always deserved.
It is finance without middlemen, borders, or fine print. Your money, truly yours.
Global by design
Money should move as freely as people do.
Moneda works anywhere, connecting stablecoins, local rails, and global wallets to make borderless finance a default, not a privilege.
Spend and swap easily
Self-custodial by nature, seamless by design.
Moneda combines yield, payments, and swaps into one intelligent system that is fast, compliant, and always under your control.
Smarter money habits
You hold the keys. We add the intelligence.
Moneda’s AI-powered agents learn, protect, and optimise, helping you earn more, spend wisely, and move money safely on your terms.
We’re Building the Future from Berlin to Buenos Aires.
Moneda exists to break the banking status quo, empowering people to grow, and use their money smarter, without middlemen or borders.
“We didn’t set out to build another wallet or neobank. We’re building a financial system where people own their money, not just access it - one that’s intelligent, compliant, and global from the start.”
Our Culture & People
We’re a multicultural Europe-based, builder-led team with deep roots in both Web3 and traditional fintech.
We believe finance should reflect how the world truly operates: digital, decentralised, and intelligent.
We build from first principles and question assumptions. We design for clarity, not complexity. Every decision, from product to brand, exists to give users more ownership and understanding of their money.
Our team moves fast, stays curious, and acts with intent. The financial system will not reinvent itself. People will.