What is Neo Finance?

Redefining What Money Can Do, And Who Controls It

Neo Finance is the new financial standard for a world that refuses to settle for yesterdayʼs institutions. Itʼs the first true leap beyond legacy banks, neobanks, and crypto wallets. Itʼs a system built for how people actually live, earn, and move money today: globally, and on their own terms.

Why Does the World Need Neo Finance?

Legacy banks are relics. They’re slow, expensive, exclusionary, built for an era of paper and borders. Neobanks dressed up old infrastructure with digital interfaces, but never broke free of the same rails, fees, and limitations.

Crypto wallets promised freedom, but delivered a bad user experience, fragmentation, complex jargon, risk, and little real-world utility for everyday users. DeFi is powerful, but is inaccessible, legally obscure, and daunting for most.

Meanwhile, the way we live and earn, has fundamentally changed. Money moves instantly, across borders and platforms, often managed by software and now AI agents. The tools we use to manage money havenʼt caught up. This is the gap Neo Finance fills.

What sets Neo Finance Apart:

• Sovereignty by Default: You control your assets, not an institution. Self-custody is not a feature, but the baseline.

• Borderless and Stablecoin-Native: Money should move freely, in stable digital currencies, without friction or forced conversion.

• AI-Powered Intelligence: Financial agents working for you, advising, optimising, automating, and protecting your wealth from cyber risks.

• Yield, Not Fees: Your money should auto-compound and earn for you tax-efficiently, transparently, and with no hidden catches.

• Compliance Without Compromise: Regulatory clarity and user protection, built-in from day one. Not lawless, just freed.

• Radical Clarity: No fine print. No jargon. No sleight of hand. Complete transparency, always.

How Does Neo Finance Work?

Monedaʼs Neo Finance platform combines:

• Self-custodial accounts denominated in fully regulated stablecoins

• Integrated virtual accounts (EUR & USD) and debit cards for everyday usability

• Compliant, instant global payments no SWIFT, no delays, no border friction

• Tax-optimised earning through yield-bearing tokens, not idle balances

• Personal AI financial agents that educates, gives suggestions, and highlights risks

• Financial Vaults for single or multi-party (users or AI agents) tailored saving, investing, and risk isolation

• World-class security and compliance, from passkey authentication to sanctions screening

Why Moneda is Leading Neo Finance?

Moneda isn’t a bank. It isnʼt a wallet. Itʼs the blueprint for the Neo Finance era where clarity, control, and earning power are default, not premium. Built on he pillars of freedom, security, and transparency, Moneda lets users own, move, and grow their money globally, and without compromise.

The Bottom Line

Neo Finance is the end of banking as we knew it, and the beginning of something genuinely better.

No middlemen. No arbitrary limits. No compromises. Just your money, truly yours, powered by the best of blockchain, AI, and compliant infrastructure. Welcome to the new standard. Welcome to Neo Finance.